Chicago is a famous city in Illinois. As one of the most populous cities in Illinois, car accidents in Chicago happen quite often.
If you are in a car crash, consider consulting a top-rated accident attorney in Chicago, as they can help you file a claim and receive compensation. Here are other things to do, which will protect your rights and make the legal process smoother.
Prioritize Safety
Start by ensuring you’re safe. Move to the side of the road or turn on hazard lights to alert other drivers and road users. Check yourself, passengers, and anyone involved for injuries. If anyone is hurt, call emergency services and request an ambulance.
Call 911
In Illinois, you are required to report any accident that causes injuries, a fatality, or property damage of more than $1,500. If any driver is uninsured, anything resulting in more than $500 damage should be reported. In Chicago, police often respond to the scene when you call 911.
If you decide not to, you must report the crash to the Illinois State Police within 10 days. A police report is invaluable when dealing with insurance companies.
Exchange Information
Get the other driver’s details, like:
- Full name
- Phone number
- Address
- Driver’s license and plate number
- Insurance information
Also, share your own. During the exchange, keep the conversation calm and light. Don’t admit or speculate any fault. This will be determined later using the evidence collected.
Record the Scene
Use your phone to take pictures and videos of the scene. Any visible damage to your vehicle, skid marks, traffic signs, and the surrounding environment, including weather conditions, should be well documented. If witnesses are available, ask for their names and contact information.
Get Medical Attention
It doesn’t matter whether or not you feel fine. Some injuries, like concussions, whiplash, and internal injuries, take time before becoming obvious. It is important to go to any urgent care since medical records will also be helpful when you file a claim.
Notify Your Insurance
Since Illinois is an at-fault state, the person responsible for the accident must pay for the damages. However, if the other driver is uninsured or underinsured, you may need to use your own insurance. If you have collision coverage, it pays for the damages regardless of who is at fault.
Either way, call your insurance provider as soon as possible to report the accident. Stick to the facts and don’t guess the extent of the damages or injuries.
Speak with a Chicago Car Accident Lawyer
Accidents in a busy city like Chicago might involve multiple vehicles, unclear circumstances, or disputes over who is responsible. A local attorney understands the Illinois laws and the modified comparative negligence rules. This means you can only recover damages if you are 50% or less at fault. Having legal help can make a difference between getting a fair settlement and walking away with nothing.
Conclusion
Accidents can be overwhelming, but taking the right steps can give you peace of mind in the days to come. In Chicago’s busy traffic, it is best to be prepared to protect yourself.
